ExitValue.ai

Insurance Agency Valuation Calculator

Backed by 32 real disclosed insurance agencyM&A transactions. Run the full M&A-grade workup in about two minutes.

Value your insurance agency

12-input M&A-grade workup with sellability score, named comparable deals, and AI-written commentary. 2 minutes.

  • ✓Sellability score with 5-driver breakdown and lift estimates
  • ✓Named comparable M&A transactions in your sub-vertical
  • ✓AI-written analysis grounded in your specific inputs
Run my valuation analysis →

What this calculator is built on

Disclosed deals analyzed

32

insurance agency M&A transactions

Current market

consolidating

insurance agency trend

Sources

SEC + verified

EDGAR 8-K / S-4 / press

Refresh cadence

Nightly

EDGAR ingest 06:00 UTC

Multiples paid for insurance agency businesses unlock when you run the calculator above - the range is built from these deals.

How this calculator works

The insurance agency calculator analyzes 32 disclosed M&A transactions in our database against your inputs, then applies adjustments specific to insurance agency businesses (margin vs the vertical median, growth trend, recurring revenue mix, owner dependency, customer concentration). Output is a tight range around the most-likely transaction value, with the underlying multiples revealed on the results page.

What drives premium multiples in insurance agency

  • Retention rate above 90% (single most important number in agency M&A)
  • Commercial lines and benefits revenue (worth more than personal lines)
  • Younger producer bench (35-45) ensures sustainable book over the next decade

What compresses insurance agency multiples

  • Retention below 85% (buyers get nervous, multiple compresses fast)
  • 50%+ of book with a single carrier (concentration + appointment risk)
  • All producers in late 50s+ (book sustainability question for buyer)

More on insurance agency valuations

Backed by 25,592 disclosed transactions from SEC filings, EDGAR 8-K/S-4, and verified press releases · methodology